Health Planning Council of Southwest Florida

EMAIL US AT CEO@HPCSWF.COM
CALL US NOW (239) 433-6700 Ft. Myers
(941) 487-5400 Sarasota
SWFL Resource Link

Consumer Resources

The Health Insurance Marketplace is for people who don't have health coverage

If you don’t have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source that provides qualifying coverage, the Marketplace can help you get covered.

What you pay for insurance depends on your income – and you’ll probably save

Your savings depend on your estimate of your expected income for 2016,not your income for 2015. This year, about 8 in 10 of the uninsured who are eligible for Marketplace coverage qualify for financial assistance to lower the cost of their monthly premiums. Get a quick idea if your expected income is in the range to save.

Federal Poverty Level (FPL) CHART
A measure of income level issued annually by the Department of Health and Human Services. Federal poverty levels are used to determine your eligibility for certain programs and benefits.

2016-FPL-Chart

If you don’t have health insurance, you may have to pay a fee

Most people must have qualifying health coverage or pay a fee with their 2016 federal taxes.

  • If you don’t have coverage in 2016, you’ll pay a penalty of either 2.5% of your income, or $695 per adult ($347.50 per child) — whichever is higher. Learn about the fee.
  • In some cases, you might qualify for an exemption from the requirement to have health insurance.